I have been using on-line banking for not much less the time it has been around. It is more than just a useful tool, for many it is almost their only contact with their money
I understand people still have some security issues, but really, with a little common sense applied and the current tech that goes into banking like key generators you should be fine.
There is one thing however that I don’t understand. It feels like it is being held back for no good reason. For something that has been with us on the web for some time, it feels no different.
I admit my main experience of this is NationWide, however from what I have seen, others are no better.
- Why do we not have nice shiny interfaces?
- Why can I not tag payments by type and draw graphs of them?
- Why Can I not put in regular payments and forecast savings?
- Hell, why are the views so cryptic and the interface so clunky?
I know there are a number of these tools on-line which address most of my issues, however they require you to give them your sign-in details which not only breaks the TOS with the bank, it also just feels wrong and breaks my common sense rule.
Where is the Gmail of on-line banking?